Frequently Asked Questions
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Online Banking
How do I update my contact information? expand_more
You can update your email and phone number in the "Profile" section of Online Banking.
Can I access Online Banking from abroad? expand_more
Yes, you can access your account from anywhere with an internet connection. We recommend using a secure VPN.
How do I set up alerts? expand_more
Go to "Settings" > "Alerts" to configure email or SMS notifications for low balances, large transactions, and more.
Is there a fee for Online Banking? expand_more
StandardShire Finance Online Banking is free for all personal and business account holders.
Can I pay bills online? expand_more
Yes, our Bill Pay feature allows you to pay utility bills, credit cards, and more directly from your account.
How do I transfer funds between accounts? expand_more
Log in, go to "Transfers", select the source and destination accounts, enter the amount, and confirm.
What if I forget my password? expand_more
Click "Forgot Password" on the login page. You will need to verify your identity to reset it.
Can I view my statements online? expand_more
Absolutely. You can view, download, and print up to 7 years of statements through StandardShire Finance Online Banking.
Is StandardShire Finance Online Banking secure? expand_more
Yes, StandardShire Finance uses advanced encryption and multi-factor authentication to ensure your data is safe.
How do I enroll in StandardShire Finance Online Banking? expand_more
To enroll in StandardShire Finance Online Banking, click the "Register" button on our homepage and follow the prompts.
General
How do I order checks? expand_more
You can order checks directly through Online Banking or by visiting a branch.
Do you offer business banking? expand_more
Yes, we provide a full suite of business banking solutions including checking, savings, and lending.
What is the routing number for StandardShire Finance? expand_more
Our routing number is located at the bottom left of your checks. You can also find it in the "Account Details" section online.
How can I contact customer support? expand_more
You can reach us via phone, email, or secure message within Online Banking.
Does StandardShire Finance offer loans? expand_more
Yes, we offer personal, auto, and mortgage loans with competitive rates.
How do I report a lost or stolen card? expand_more
Call our 24/7 support line immediately or lock your card instantly via the StandardShire Finance Mobile App.
Where are your ATMs located? expand_more
Use our ATM locator tool to find thousands of surcharge-free ATMs nationwide.
What documents do I need to open an account? expand_more
You will need a valid government-issued ID, proof of address, and your Social Security number or Tax ID.
How do I open a new account? expand_more
You can open an account online in minutes or visit any StandardShire Finance branch.
What are StandardShire Finance's business hours? expand_more
Our branches are open Mon-Fri 9am-5pm. Online and Mobile Banking are available 24/7.
Security
What is "Zero Liability" protection? expand_more
You are not held responsible for unauthorized transactions if you report them promptly.
Can I restrict where my card is used? expand_more
Yes, use Card Controls in the app to set spending limits or block international transactions.
What is a secure message? expand_more
Secure messages are communications sent within our encrypted Online Banking platform, ensuring your data stays private.
Does StandardShire Finance monitor for fraud? expand_more
Yes, our fraud detection systems monitor your account 24/7 for unusual activity.
How often should I change my password? expand_more
We recommend changing your password every 90 days and using a unique, complex password.
Is the Mobile App secure? expand_more
Yes, the app uses biometric login (FaceID/TouchID) and does not store sensitive data on your device.
What should I do if I see a suspicious transaction? expand_more
Contact us immediately. We will investigate and can freeze your account to prevent further unauthorized activity.
How do I spot a phishing email? expand_more
StandardShire Finance will never ask for your password or PIN via email. Look for generic greetings and suspicious links.
What is Multi-Factor Authentication (MFA)? expand_more
MFA adds an extra layer of security by requiring a code sent to your phone or email when logging in from a new device.
How does StandardShire Finance protect my information? expand_more
We use 256-bit encryption, firewalls, and continuous monitoring to protect your data.
Mobile App
What if I lose my phone? expand_more
Your account is safe as it requires a password or biometrics. You can also contact us to disable mobile access.
Is the app compatible with tablets? expand_more
Yes, our app is optimized for both smartphones and tablets.
Can I lock my debit card from the app? expand_more
Yes, if you misplace your card, you can instantly lock it to prevent unauthorized use.
How do I enable push notifications? expand_more
Go to your phone settings and allow notifications for the StandardShire Finance app.
Can I view my credit score in the app? expand_more
Yes, eligible customers can view their FICO® Score for free within the app.
Does the app support Touch ID / Face ID? expand_more
Yes, you can enable biometric login for quick and secure access.
Is there a limit on mobile deposits? expand_more
Yes, daily and monthly limits apply. Check the app for your specific limits.
Can I deposit checks with my phone? expand_more
Yes, Mobile Deposit allows you to snap a photo of your check to deposit it securely.
What features are available in the app? expand_more
Check balances, transfer funds, deposit checks, pay bills, and locate ATMs.
Where can I download the StandardShire Finance app? expand_more
Download it from the Apple App Store or Google Play Store.
Still need help?
Our support team is available 24/7 to assist you with any questions or concerns.