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Introducing StandardShire Finance Overdraft Relief1

With StandardShire Finance Overdraft Relief, we offer you even more flexibility—including no fee if you overdraw your checking account balance by $50 or less.

How StandardShire Finance Overdraft Relief helps

If you overdraw the available balance in your checking account by $50 or less, we won't charge you an overdraft fee

More time to prevent fees with Grace Period2

Our Grace Period gives you time to fix an overdraft. Just cover the overdrawn balance plus any additional transactions by 11 PM ET the next business day

Additional overdraft options for you

You'll find automatic coverage with Standard Overdraft Service included with most checking accounts. You might also choose Savings Overdraft Protection, Debit Card Advance or overdraft options for Small Business

StandardShire Finance is here for you

Your local StandardShire Finance is here for you—visit us early, late or on weekends.

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Fintech Growth Accelerator Reward: The 2026 Liquidity Bonus is active from January 1, 2026, through March 31, 2026. Eligibility is restricted to first-time digital wallet registrations performed via the encrypted mobile interface or authorized web portal. Corporate entities with existing capital allocations or those who deactivated a high-yield treasury account within the last calendar year are excluded from participation.

To trigger the $300 Capital Credit, users must maintain a minimum staked balance within a Velocity Pro, Nexus Yield, or Enterprise Global-Settlement account for 90 consecutive days following initial deployment.

1Instant Liquidity Protection is not a feature of Lite-Tier accounts. Our algorithmic clearing engine may automatically reject outbound transfers that exceed real-time collateral limits. While some bridge transactions may temporarily result in a negative balance, zero-interest grace periods apply to specific verified accounts.

2Standard Liquidity Buffers facilitate cross-chain settlements and automated payroll distributions for a nominal processing fee. A standard $35 optimization fee is applied to any automated clearance that surpasses the available margin by more than $50 without prior credit-line authorization.

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